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Business Cash Solutions for SMEs


Article provided by Investec Business Cash Solutions

Investec’s understanding of the SME sector, enables us to create customised cash solutions to suit your SME’s unique cash flow requirements. Benefit from our range of flexible cash investment products that offer you capital preservation, security and competitive returns.

Many of our existing clients have taken the time to say this about our offering:

  • “The service has been consistently good and the returns competitive.”
  • “The personalised attention that we get with their service is fantastic. They are on top of everything. We have had a good return on investment.”
  • “Our banker is knowledgeable, fast and efficient. Pleasure dealing with Investec.”
  • “Investec have always been incredibly helpful and go beyond the call of duty to ensure trouble-free service for SME’s.”

We are committed to enabling SME’s. Through outstanding service delivery, we aim to make cash investing easy for SME’s, while ensuring that your business’s surplus cash works hard for you.


While SME’s are specialists in business, Investec Business Cash Solutions are specialists in Cash Investments.

In order to understand the Investec Business Cash Solutions SME offering a bit better, we had a chat to Sean Jackson, head of Investec Business Cash Solutions.

Our dedicated relationship managers understand your unique cash requirements and take care of your surplus cash, so you can focus on what matters most, your business. – Sean Jackson – Business Cash Solutions head

Q: What do you offer SME’s?

A: Investec Business Cash Solutions manages any surplus funds in order to maximise the return, while at the same time ensuring SME’s have access to their funds when needed. Our understanding of the SME sector, enables us to create customised solutions to suit an SME’s unique cash flow requirements.

Small to medium businesses will benefit from our range of flexible cash investment products that offer capital preservation, security and competitive returns. Our products come with no monthly fees and extend across call accounts, notice accounts, and fixed deposits.

Q: What makes Investec Business Cash Solutions unique?

A: Our extensive knowledge of the small to medium enterprise sector, allows us to more accurately understand the environment that SME’s operate in as well as each individual business’s requirements and customise our cash offering accordingly. We are then able to structure the correct cash portfolio to enhance the overall return on their investment. All of this is achieved through our team of dedicated cash investment specialists

Q: What experience do you have with SME’s?

A: Investec has been partnering with small to medium businesses throughout South Africa for more than 20 years.

Q: Can an SME have more than one bank account for investment purposes?

A: Absolutely. This means that a business will continue to have their primary business account with a commercial bank and still have the ability to place funds with us. We manage surplus funds for a large number of SME’s that hold cash investment accounts with us, while maintaining their existing commercial banking relationship

Q: How can an SME invest with you?

A: If an SME is interested in our offering, we can get one of our business cash experts to make an appointment and meet with them, in order to understand their requirements. Our dedicated cash investment specialists will take each business through our product offering before building a bespoke quote for them. Our account opening process is quick and easy. Contact us on 0860 932 932 or email

Q: In addition to a great returns, what else can SME’s benefit from?

A: Our cash investment accounts give small to medium businesses the following additional benefits:

  • A dedicated relationship manager and cash expert
  • No monthly fees on our cash investment accounts
  • 24/7 telephonic or online access to your funds
  • Active management of maturities
  • Security and peace of mind because your capital is guaranteed

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Contact us

Would you like to find out what Investec can do for your cash investments? Contact Investec Business Cash Solutions on 0860 932 932 or email

Investec Business Cash Solutions is a proud partner of the NSBC.

Investec Specialist Bank, a division of Investec Bank Limited registration number 1969/004763/06. Investec Specialist Bank is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Copies of the Code and the Ombudsman’s details are available on request or visit A registered credit provider registration number NCRCP9.