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Money Matters

Cash flow tips for small businesses to survive rocky times
Article provided by FinFind The bad news in the SME market in 2016 was that 67% of small businesses that closed in South Africa did so for financial reasons. This is a far more pressing problem for local entrepreneurs compared to their regional counterparts, with 50% more South African entrepreneurs discontinuing their businesses due to a lack of access to finance compared to the average for Africa. [1] With this and the reality of South Africa having entered an economic downturn in June, it is not hard to feel a bit bleak. Darlene Menzies, CEO of Finfind, South Africa’s leading online access to finance solution, shares a few finance tips on optimizing your cash flow management to help ensure that your business survives and thrives during rocky times.
Start-up funding
South Africa launches massive start-up initiative
Article provided by Altovation  MyStartup1000.com launched as potentially one of South Africa's largest start-up initiatives ever. More than 2,000 people will have an opportunity to benefit directly from the free training offered by the programme. The initiative is aimed at creating a new approach to entrepreneurship in South Africa by assisting businesses to de-risk their chances of starting up. "We have analysed that makes businesses fail, and we have developed a programme that helps people turn ideas into sales.", says Riaan Steenberg, CEO of Altovation.
How technology is changing what SMEs look for in an accountant
By Marnus Broodryk, Shark Tank SA Investor and Xero Gold Partner The rapid advancement of technology, and its impact on the commercial environment, is changing the relationship small and medium sized enterprise (SME) owners have with their accountants. Research conducted by Xero and World Wide Worx shows that technology is increasingly handling the more repetitive and administrative accountancy tasks. In fact, 34% of SMEs surveyed said that automation is helping them become more self-sufficient, and 31% don’t believe they will need an accountant in ten years’ time. If you’re an accountant, you can view technology in one of two ways; something that threatens to eliminate your job completely or as something that will change it, but also make it more interesting. Fifty-nine percent of the accountants surveyed believe that technology takes care of the number-crunching and helps free up time for more strategic consultancy.
money
Be money smart: How to manage your finances in your small business
You have found a name for your business. You have registered it. Now it is time to work on your money management skills. If you have bad money management practices when you start your business, you will struggle to see growth and know which parts of your business need to be reviewed and which parts are running successfully. Here are some points to consider when managing your small business’ finances.

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